Last Updated: [13/2/2026]
1. General Information Purpose
The content published on [topgist.com.ng] is provided for general informational and educational purposes only. We aim to share financial knowledge, loan information, credit guidance, and related resources to help readers better understand available financial options.
We do not provide financial, investment, tax, or legal advice. All information on this website should be independently verified before making any financial decisions.
2. No Financial Advisory Relationship
[topgist.com.ng] is not a bank, lender, financial institution, or licensed financial advisor. We do not issue loans, approve applications, negotiate credit terms, or influence lending decisions.
Any action you take based on information found on this website is strictly at your own risk. Users are encouraged to consult qualified financial professionals before making financial commitments.
3. Loan & Credit Information Disclaimer
Loan requirements, interest rates, repayment terms, and eligibility criteria may vary by lender and may change at any time without notice.
We strive to provide accurate and up-to-date information; however, we do not guarantee the completeness, reliability, or accuracy of financial data presented on this website.
Applicants are responsible for reviewing official lender websites and terms before applying for any loan or financial product.
4. Third-Party Links & External Websites
This website may contain links to third-party websites, including banks, lenders, credit providers, and financial service platforms.
We do not control or assume responsibility for the content, policies, or practices of any third-party website. Visiting external links is done at the user’s discretion.
5. Advertisement & Google AdSense Disclosure
This website displays advertisements from third-party advertising networks, including Google AdSense.
These advertising partners may use cookies and tracking technologies to serve personalized or non-personalized ads based on user interactions.
Google may use the DoubleClick cookie to serve ads based on a user’s visit to this website and other sites on the Internet. Users may opt out of personalized advertising by visiting Google Ads Settings.
6. Affiliate Disclosure
Some content may contain affiliate links. If you click on an affiliate link and complete a transaction, we may earn a commission at no additional cost to you.
Affiliate relationships do not influence our editorial content. We aim to provide objective and balanced financial information.
7. Risk Acknowledgment
Financial decisions involve risk, including potential loss of money, debt accumulation, and credit impact. By using this website, you acknowledge that you are responsible for your own financial decisions.
8. No Guarantee of Results
We do not guarantee loan approval, credit score improvement, financial gains, or specific outcomes from using information provided on this website.
9. Changes to This Policy
We reserve the right to modify or update this policy at any time. Any changes will be reflected on this page with an updated revision date.
10. Contact Information
If you have questions regarding this policy, you may contact us at:
Email: [denisforeeal@gmail.com]
Website: [https://topgist.com.ng]